How do I handle the insurance claim filing process?
Call your insurance company as soon as possible. The longer you wait, the easier it becomes for the insurance company to deny your claim. In addition to notifying them, you will also need to prove the loss and make your home or property readily available for inspection.
Document the process. As a precaution, take your own photos of the damages, keep detailed notes of all communication with your insurance company, and request a copy of all documents relating to your insurance claim.
What does my homeowner’s insurance cover?
Typical homeowner’s insurance policies cover:
Most policies do not cover flood damage, mold, sewage backups or anything relating to home or property maintenance.
Depending on your insurance company and policy, more or less may be covered than what is listed above.
Why select Mr. Fix It as your damage restoration contractor:
Mr. Fix It’s insurance claim experts utilize the estimating program Xactimate. Xactimate is used to provide a detailed, accurate cost estimate for the necessary restoration repairs. The insurance team at Mr. Fix It attends in-depth training on how to use Xactimate in order to apply the software’s full potential.
Mr. Fix It of Sierra Vista offers 24/7 emergency service for plumbing emergencies, flooding, mold removal, water damage restoration, fire and smoke damage restoration and more.